第三方网站通过 Apple Pay 订阅，网站卡片有效期会像 Apple Pay 一样自动续期吗？

[p4d9k]

卡片过期，银行会寄送新卡，Apple Pay 卡片有效期也会自动更新，那么通过 Apple Pay 订阅的网站，需要重新绑定吗？

[theHaagenDazs]

如果是订阅的话，不会因为你的卡片到期/换发/补发而停止。

[p4d9k]

@theHaagenDazs 就是 Apple Pay 订阅，会自动更新卡片有效期是吗？
如果是普通的输入卡片信息，到期后是需要更新 cvv 和有效期才能继续的。

[Tony4ee]

这个应该是跟 issuer 是否支持有关系

https://stripe.com/resources/more/what-is-a-card-account-updater-what-businesses-need-to-know

A card account updater (CAU) is a service offered by credit card companies and payment gateways to help businesses maintain up-to-date credit and debit card information. When a customer’s payment information changes because of a card’s expiring or being replaced, the CAU automatically updates the card details in the business’s system. CAUs help reduce payment disruptions because of outdated card information and are helpful for businesses that operate with recurring payments or subscriptions.

[zhhmax]

楼主解释一下，通过 Apple Pay 订阅具体是什么样子的订阅。App Store 的订阅跟 Apple Pay 貌似没有一毛钱关系。

[lloyds]

@zhhmax 就是在网页上用 Apple Pay 支付订阅，下面会显示

----------------------------------------
By subscribing, you authorize xxx to charge you according to the terms until you cancel
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xxx Subscription $8.00
starting Feb 5 per month

和 App Store 内购的界面很像

[iAndychan]

@Tony4ee 这个是正解，visa/mastercard/AmEX/Discover 基本都默认启用这个。
所以你卡过期了更换以后，商家那里会自动更新卡片信息。
如果是盗刷，挂失注销以后一定要和银行说清楚，这样不会导致继续被盗刷。